uob personalized banking
uob personalized banking
Blog Article
UOB Bank gives many different personal banking products and services intended to meet the fiscal needs of individuals. Underneath is an extensive overview that may help you comprehend The crucial element aspects and offerings.
Sorts of Accounts
Savings Account: This account permits you to cut costs while earning interest.
Functions: Quick access, fascination earnings, nominal expenses.
Gains: Secure place for your funds, possible development via interest.
Present Account: Ideal for daily transactions and managing expenses.
Features: Checkbook facility, overdraft protection.
Benefits: Convenient for normal payments and withdrawals.
Fastened Deposit Account: For anyone planning to generate larger interest fees around a set time period.
Features: Preset expression deposits, greater desire costs when compared with cost savings accounts.
Advantages: Protected expenditure choice with predictable returns.
Financial loans
Individual Financial loans: Unsecured loans that could be used for several reasons like instruction or property renovation.
Types:
Installment Loans
Credit score Strains
Advantages: Versatile repayment conditions, competitive curiosity premiums.
House Loans: Personalized options for getting assets or refinancing existing mortgages.
Forms:
Fixed Charge Household Personal loan
Floating Price Property Personal loan
Advantages: Distinct options to accommodate personal demands, beautiful fees.
Credit Cards
UOB provides a range of credit cards catering to various lifestyles and paying practices:
Rewards Cards: Generate points on each and every acquire which may be redeemed for gifts or travel miles.
Cashback Playing cards: Get hard cash rebates on everyday spending such as groceries and eating out.
Journey Cards: Special benefits like air miles accumulation and vacation insurance plan protection.
Financial commitment Expert services
For individuals thinking about growing their click here prosperity by way of investments:
Unit Trusts * Diversified portfolio managed by gurus. * Suited to prolonged-term advancement goals.
Structured Deposits * Brings together the characteristics of conventional deposits with investment solutions. * Probably higher returns but with a few risk included.
Insurance coverage Products and solutions
To guard you and your family from unforeseen functions:
Life Insurance policies * Provides economic stability in the event of death or essential health issues. * Also can serve as a price savings Resource based on the coverage decided on.
Health and fitness Insurance policy * Addresses clinical fees such as hospitalization fees. * Essential for mitigating substantial Health care expenditures.
Electronic Banking Products and services
Convenience at your fingertips via digital platforms:
Web Banking
Permits you to control your finances on-line:
Check out account balances and transaction background
Transfer money in between accounts or spend expenses
Apply for new products (financial loans/charge cards)
Mobile Banking
Banking on-the-go via cell apps:
Fast balance checks
Cell payment possibilities (QR code payments)
Notifications & alerts about account action
Using these detailed offerings, UOB aims to provide individualized banking alternatives that cater exclusively to personal specifications while guaranteeing ease and security in all transactions.